Photo: Scotty Reiss Who Snapshot is Good For, and Who It’s not Read more: How to budget for a new car The Snapshot device in my car. And, the site says they will not use data collected by Snapshot in assessing a claim if your car is damaged in an incident. Progressive does collect other data for its own internal assessment, and if you ask the company to provide more data for, say, defending yourself after a crash, they will try to accommodate. Hard braking, fast starts, amount of time driven and time of day you drive. While it’s possible for Snapshot to track where you go, when you go, your speed, lane changes, whether you roll through stop signs and more, including when you break the speed limit, it doesn’t. It was a good reminder to know that I was being tracked on each trip.

Once it was installed, and every time I started the car, it gave me a quick double beep to signal that it was working. The device easily installed I simply pulled the cover off the OBDII port and plugged it in. Photo: Scotty Reiss What Snapshot Measures, and What it Doesn’t The Snapshot device, which plugged right into the OBDII port. By opting for Snapshot I immediately got a discount, a multi-vehicle discount, of $25.

I opted to put Snapshot only in my car, and to use the plug-in device rather than the app since I frequently drive cars other than my own.

We have three drivers- one in college- and two cars. I was offered Progressive Snapshot when I renewed my family’s car insurance. Further reading: How to save on your next car by buying through Costco Snapshot’s Instant Discount-Get This Just By Signing Up It takes about 6 month of data for Progressive to determine how the report will affect your policy, for good or bad. It sends that data to Progressive through cell signals and a report is created. Once Progressive Snapshot is plugged in or downloaded, it collects basic performance data and your location via GPS. Progressive, like many other insurance companies including State Farm and USAA, offer a tracking device that plugs into your car’s OBD II (onboard diagnostics II) port or offers a phone app that tracks your driving. Photo: Scotty Reiss How Progressive Snapshot Works Snapshot was delivered in this box, complete with instructions. And even more than the discount, I learned a few things that will save me money, both on car insurance and in general. After using Progressive’s Snapshot, my premiums were reduced by $30 over six months. We tried Snapshot out and here’s what we found.

Drive snapshot review